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Download book Priving Sector Pensions : Federal Agencies Should Collect Data and Coordinate Oversight of Multiple Employer Plans

Download book Priving Sector Pensions : Federal Agencies Should Collect Data and Coordinate Oversight of Multiple Employer Plans

Priving Sector Pensions : Federal Agencies Should Collect Data and Coordinate Oversight of Multiple Employer Plans .Us Government Accountability Office
Priving Sector Pensions : Federal Agencies Should Collect Data and Coordinate Oversight of Multiple Employer Plans
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Author: Us Government Accountability Office
Number of Pages: 58 pages
Published Date: 12 Aug 2013
Publisher: Createspace
Publication Country: United States
Language: English
ISBN: 9781492107460
Download Link: Priving Sector Pensions Federal Agencies Should Collect Data and Coordinate Oversight of Multiple Employer Plans
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Under Title I of the Employee Retirement Income Security Act of 1974 (ERISA), employers are permitted to sponsor two broad categories of pension plans. They are (1) defined benefit plans-in which employers generally maintain a fund to provide a fixed level of monthly retirement income based on a formula specified in the plan-or (2) defined contribution plans-in which retirement income is based on employer and employee contributions and the performance of investments in individual employee accounts. 6 These experts included a representative of a pension consumer rights organization; a representative of a nonprofit, nonpartisan, retirement research organization; representatives of a private law firm specializing in employee benefits; representatives of a membership organization dedicated to retirement plan professionals; and the author of a book and journal article on multiple employer benefit arrangements. A MEP may be a defined benefit plan or a defined contribution plan.

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